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DALLEO INSURANCE

BUSINESS OWNERS POLICY

Business Owners Policy (BOP)

 

A Business Owners Policy, or BOP, protects your small business from a variety of risks, usually through a combination ofgeneral liability, property, and workers' compensation insurance.

 

Who Needs a Business Owners Policy?

 

All small businesses such as retail stores, restaurants, and independent contractors typically need a BOP to safeguard against unexpected financial losses beyond general liability claims.

 

What's In a BOP?

A simple BOP might contain only a few coverages, such as:

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  • General liability - Provides protection if you cause bodily injury, property damage, personal injury or advertising injury. *Eligible contractors can get General Liability as a standalone coverage.

  • Property - Provides replacement cost coverage for buildings and most business owners' personal property.

  • Workers' compensation - Protects you and your employees from financial hardships caused by accidents or illnesses related to the job.

Need more details? Contact us

We are here to assist. Contact us by phone, email or via our Social Media channels.

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